Why Choose
Shivastutha Financial Services
At Shivastutha, we go beyond just facilitating loans — we become your trusted financial partner on the path to growth. Here's why hundreds of Indian entrepreneurs and business owners choose us:
01
Trusted Advisory
Our experienced financial experts offer personalized guidance at every step. Whether you're applying for your first business loan or evaluating funding options for expansion, we take the time to understand your business goals and recommend the most suitable financial solutions — not just what’s available, but what’s right for you.
02
Quick Disbursement
We value your time and understand the urgency of business funding. Our streamlined process — from application to approval — is designed for speed, ensuring that you get access to capital in as little as 48–72 hours (subject to eligibility and lender approval). No lengthy paperwork or unnecessary delays.
03
Multiple Lender Network
Shivastutha is connected with a wide network of trusted banks, NBFCs, and financial institutions across India. This means you don’t have to visit multiple lenders — we bring them all to one place. Compare offers, choose the best terms, and make informed decisions — all through a single platform.
04
Personalized Assistance
No two businesses are alike, and neither are their financing needs. Our support team offers dedicated relationship management to help you throughout the process. From document collection to lender coordination and follow-ups — we handle the heavy lifting so you can focus on your business.
CHOOSE YOUR TRACK
Customized plans for every industry sector
01
Business Loan
Unsecured funding to meet business needs like expansion, inventory, operations, or cash flow.
02
Personal Loan
For self-employed individuals who want quick access to funds without pledging collateral.
03
Home Loan
Affordable financing for site purchase, house purchase, or self‑construction with attractive interest rates and long repayment tenures.
04
Mortgage Loan / Loan Against Property
Raise high‑value funds by pledging residential or commercial property, with lower interest rates and longer repayment flexibility.
05
Vehicle Loan
Finance for purchasing or upgrading business-related machinery or tools.
WHY LUMINU?
Your Privacy is our priority
This is the space to introduce the Services section. Briefly describe the types of services offered and highlight any special benefits or features.
01
Customer-Centric Focus
This is the space to introduce the Services section. Briefly describe the types of services offered and highlight any special benefits or features.
02
Commitment to Security
This is the space to introduce the Services section. Briefly describe the types of services offered and highlight any special benefits or features.
03
Transparent and Fair Practices
This is the space to introduce the Services section. Briefly describe the types of services offered and highlight any special benefits or features.
Our Commitment
Secured Data
Your data is secured with us
Data encryption
Every individual file is locked and secured.
Chat Available
We're are comminted to respond you ASAP.